01
Apr
In an increasingly uncertain world, insurance riders are emerging as a key tool to strengthen financial protection beyond basic life cover. While traditional life insurance policies primarily cover death, experts say risks such as illness, accidents, disability, and income loss can be equally disruptive during a person’s lifetime. Riders, also known as add-ons, allow policyholders to enhance their base insurance plans by covering specific risks like critical illness or accidental disability. These optional benefits are designed to provide a more comprehensive safety net without the need to purchase multiple standalone policies, making them both cost-effective and easy to manage. Industry…
