Tata AIA Life Insurance has launched the Tata AIA Multifactor Index Fund, a new unit-linked insurance plan (ULIP) fund aimed at helping investors navigate market volatility while pursuing long-term wealth creation. The fund combines equity market participation with life insurance protection and follows a passive, rules-based investment strategy.The fund invests in 50 companies selected from the Nifty 500 universe using four key factors—low volatility, quality, value and momentum. According to the company, the low-volatility component is designed to reduce exposure to sharp market swings, while the other factors seek to support sustainable long-term returns. The fund will track the Nifty 500 Multifactor MQVLv 50 Index and maintain an equity allocation of 80-100 per cent.
The New Fund Offer (NFO) is open from June 23 to June 30, 2026, with policies issued at a Net Asset Value (NAV) of ₹10 effective June 30. The fund will be available across a range of Tata AIA’s protection, savings and wealth-oriented ULIP solutions. Financial planners and insurance distributors in Guwahati say investor interest in market-linked insurance products has been rising steadily, driven by growing awareness of long-term wealth creation and protection needs. The launch of a low-volatility multifactor fund could appeal to investors in Assam and the wider Northeast who are seeking diversified exposure to equities while managing market risks through a structured investment approach.
Tata AIA Life Insurance reported Assets Under Management (AUM) of ₹1.46 lakh crore as of March 31, 2026, marking an 18 per cent year-on-year growth, supported by strong new business premium income and investment performance. The company has advised investors to assess their risk appetite carefully, noting that market-linked investments remain subject to capital market risks and past performance does not guarantee future returns.