Paytm has reported its first full-year profit in FY26, marking a major milestone for the digital payments and financial services company. The company posted a profit after tax (PAT) of ₹552 crore for the financial year ended March 2026, while annual revenue rose 22 per cent year-on-year to ₹8,437 crore.
The company also reported EBITDA of ₹502 crore for FY26, supported by growth in merchant and consumer payments, higher financial services distribution and AI-led cost efficiencies. During the January-March quarter, operating revenue stood at ₹2,264 crore, up 18 per cent year-on-year on a reported basis and 26 per cent on a comparable basis. Quarterly EBITDA came in at ₹132 crore.
Paytm said merchant gross merchandise value (GMV) increased 27 per cent year-on-year to ₹6.5 lakh crore, while the number of subscription merchants rose to 1.51 crore with net additions of 27 lakh over the year. Revenue from distribution of financial services climbed 38 per cent to ₹750 crore, driven by growth in merchant loans, consumer loans and wealth products.
The company also reported strong growth in consumer payments. Customer UPI gross transaction value (GTV) surged 46 per cent year-on-year to ₹5.5 lakh crore, while average monthly transacting users increased by 50 lakh to 7.7 crore.
In Kolkata, Paytm’s return to profitability could strengthen confidence among digital merchants and small businesses increasingly relying on UPI-based transactions and financial service platforms for daily operations.