Aadhar Housing Finance Ltd reported a strong financial performance for the fourth quarter and full year ended March 31, 2026, with Profit After Tax (PAT) rising 22% year-on-year to ₹1,108 crore in FY26, compared to ₹912 crore in FY25. The company’s Assets Under Management (AUM) grew 20% YoY to ₹30,571 crore, crossing the ₹30,000 crore milestone. Quarterly performance remained robust, with Q4 FY26 PAT increasing 27% YoY to ₹311 crore, while disbursements surged 20% to ₹3,087 crore — the highest-ever quarterly disbursement recorded by the company. Total loan accounts stood at over 3.36 lakh, reflecting steady expansion. Net worth rose 18% YoY to ₹7,541 crore, while asset quality remained stable with Gross NPA at 1.08%.
MD & CEO Rishi Anand said the company’s ‘Urban and Emerging’ branch model, now expanded to over 626 branches, continues to drive growth across underserved and high-potential markets. He highlighted strong demand from first-time homebuyers, supported by government schemes such as PMAY 1.0 and 2.0, particularly in EWS and LIG segments.
In Kolkata, the affordable housing segment is witnessing steady traction, driven by rising urban demand and improved access to financing. Industry observers note that schemes like PMAY and increasing lender presence are supporting first-time buyers in the region, aligning with Aadhar Housing Finance’s expansion strategy in emerging urban clusters.