Aadhar Housing Finance Ltd reported a 19% year-on-year increase in profit after tax (PAT) to ₹282 crore for the first quarter of FY27, driven by strong growth in assets under management (AUM), steady disbursements and stable asset quality. The company’s AUM rose 18% to ₹31,364 crore as of June 30, 2026, compared with ₹26,524 crore a year earlier, while its net worth increased 19% to ₹7,853 crore.
The affordable housing financier said it serviced more than 3.40 lakh loan accounts during the quarter. Gross non-performing assets remained stable at 1.31% of AUM, reflecting resilient portfolio quality. Return on assets stood at 4.0% and return on equity at 14.7%. The company noted that it has shifted disbursement reporting to a chequerealisation basis from Q1 FY27, while disbursements on the earlier cheque handover basis would have recorded a 19% year-on-year increase.
Managing Director and CEO Rishi Anand said the company maintained its growth momentum amid favourable demand for low-income housing finance, supported by rising urbanisation, low mortgage penetration and the rollout of PMAY-U 2.0. He added that the company’s network has expanded to 628 branches across 22 states and Union Territories, alongside increased investments in artificial intelligence and digital capabilities to improve operational efficiency, credit assessment and customer experience.
In Kolkata, the company’s continued focus on affordable housing finance is expected to support demand among first-time homebuyers and lower-income households in eastern India. Industry observers believe the city’s expanding suburban residential market, coupled with government-backed housing initiatives and improving credit availability, could create fresh opportunities for housing finance companies such as Aadhar Housing Finance as affordable housing demand continues to grow across the region.
The company said its strong first-quarter performance reinforces confidence in achieving its medium-term targets for disbursements, AUM growth and profitability.