Tata AIA Life Insurance Co. Ltd. has launched the Tata AIA Multicap Opportunities Fund and Multicap Opportunities Pension Fund, aiming to provide investors diversified equity exposure across large, mid, and small caps while offering life cover through its ULIPs. The funds seek to help investors navigate volatile markets marked by global uncertainty and sector-wise fluctuations. Anchored to the Nifty 500 Index, which captures over 90% of India’s free-float market capitalization, the funds will be available at an initial price of ₹10 per unit during the New Fund Offer period from December 24 to 31, 2025. The funds will invest 60–100% in equities and up to 40% in debt and money market instruments for risk management.
Financial planners and distributors in Guwahati expect rising investor appetite ahead of the NFO as northeast households increasingly explore ULIP-linked equity products for long-term wealth planning. Market watchers said diversified equity exposure with life cover appeals to risk-conscious retail investors in Assam amid volatile markets. Harshad Patil, CIO, Tata AIA Life Insurance, said the multicap strategy would allow disciplined long-term wealth creation: “We aim to offer policyholders diversified participation anchored to the Nifty 500, backed by Tata AIA’s investment capabilities.”
The products will be available across multiple ULIPs, including Param Raksha Life series, Smart SIP, Smart Sampoorna Raksha Plus and pension offerings. Tata AIA reported 20.85% YoY AUM growth to ₹141,656 crore as of November 30, 2025, with over 95% of its rated AUM earning 4- or 5-star Morningstar ratings.