India’s largest bank by market capitalisation, HDFC Bank, reported a 11.5% year-on-year (YoY) rise in its standalone profit to ₹18,653.75 crore for the December quarter of the current financial year (Q3FY26). In the same quarter last year, the bank’s profit was ₹16,735.50 crore.
The bank’s net interest income (NII) rose by 6.4% YoY to ₹32,615 crore from ₹30,653 crore in Q3FY25.
The bank said its core net interest margin (NIM) stood at 3.35% on total assets, and 3.51% based on interest-earning assets.
Operating profit before provisions and contingencies rose by 8.4% YoY to ₹27,097.80 crore from ₹25,000.40 crore in the same quarter last year.
Gross advances were at ₹28,446 billion as of December 31, 2025, up 11.9% over December 31, 2024. Advances under management grew by 9.8% over December 31, 2024.
Retail loans grew by 6.9%, small and mid-market enterprises loans grew by 17.2% and corporate and other wholesale loans grew by 10.3%. Overseas advances constituted 1. 7% of total advances, said the bank.