A series of fire incidents across the country, including recent cases in Goa, has renewed concerns over the preparedness of small enterprises, particularly in Guwahati, to withstand major disruptions. Industry observers note that while the city hosts a wide mix of businesses from tea warehousing and logistics to retail, hospitality, and small manufacturing many units remain either underinsured or inadequately insured, increasing their exposure to fire, natural disasters, and business interruption risks.
TATA AIG has called for immediate reassessment of insurance protection among SMEs. Its SME Business Insurance Solutions offer cover for fire and allied perils, machinery breakdown, employee hospitalization due to accidents, and loss of income arising from insured interruptions. The company stresses that regular evaluation of the sum insured is essential to ensure claims match potential losses.
“Small businesses are the backbone of our economy, yet the most vulnerable when disaster strikes,” said Pranay Shah, Head – SME Products, TATA AIG General Insurance. He added that the company aims to help enterprises maintain operational continuity and safeguard livelihoods. For Guwahati’s tightly packed commercial markets, the message is clear: comprehensive insurance remains a critical pillar for long-term resilience.