One of the leading private general insurers of India Bajaj Allianz General Insurance announced the launch of its distinctive health insurance product ‘Global Health Care’. Global Health Care is a comprehensive health indemnity insurance product that provides seamless cover to the policyholder for planned as well as emergency treatment availed from health care providers internationally and domestically.
Global Health Care product offers one of the widest Sum Insured ranges available in the Indian market which starts from INR 37,50,000 to INR 3,75,00,000. The product is available with two plans – ‘Imperial Plan’ and ‘Imperial Plus Plan’ which offer both International and Domestic Covers. The Imperial Plus Plan is a high-end variant with higher-sum insured options offered along with enhanced features. The domestic cover for ‘Imperial Plan’ and ‘Imperial Plus Plan’ provides In-Patient Hospitalization treatment, Pre and Post-Hospitalization Expenses with benefits like Ambulance (Air and Road), Day Care Procedures, Living Donor Medical Costs, Modern Treatment Methods & Technological Advancement, Mental Illness treatment and Rehabilitation amongst others. The international cover additionally provides benefits like Dental Cover, inbuilt OPD cover and other enhanced features. The international cover also offers a voluntary deductible of Nil/USD 500/USD 1000 on an aggregate basis which reduces the premium payable.
Global Health Care offers policyholders the option to choose between Worldwide Cover including and excluding the USA. This product is offered to Indians with a sum insured available on an individual basis for a policy cover period of 1 year. The entry age for adult members is from 18 to 65 years and for dependent children is from 3 months to 30 years with a lifetime renewal option. Cashless and Reimbursement claim settlement options are available. The premium starts from INR 39,432 excluding GST provided with an EMI facility.