Aditya Birla Sun Life Insurance Company Limited (ABSLI), the life insurance subsidiary of Aditya Birla Capital, on Thursday launched ABSLI Vision Retirement Solution, a new retirement product combining guaranteed income with market-linked growth for lifelong financial security. The solution integrates ABSLI Guaranteed Annuity Plus offering guaranteed annuity payouts for life, and ABSLI Wealth Infinia Plan providing equity-linked returns designed to beat inflation. Customers can opt for premium allocation ratios of 60:40 or 50:50 between the two components, and select payout frequencies ranging from annual to monthly. Guaranteed payouts continue up to age 100 along with a death benefit for legacy creation.
In Guwahati, financial planners say retirement products with inflation-hedged income are gaining traction among mid-income households and small business owners preparing for long-term financial stability. With rising healthcare costs and inflation concerns among retirees in Assam, industry analysts expect the new offering to draw interest from mass affluent and aspirational retirees seeking balanced security and market exposure.
The solution is available for individuals aged 40–65 years with annual premiums starting at ₹1 lakh and flexible payment terms of 7/8/10 years. “This solution empowers smart retirees to plan for tomorrow while enjoying today,” said Kamlesh Rao, MD & CEO, ABSLI. “Premium starts at just ₹1 lakh, making it accessible for broader mass markets.” The company clarified risk disclosures noting that the Wealth Infinia portion carries market risks as a linked insurance product.