Aadhar Housing Finance Ltd has announced strong financial results for the fiscal year 2025, delivering a 21% growth in assets under management (AUM) and a 22% increase in profit after tax (PAT). The company’s AUM has surpassed Rs. 25,000 crore, reaching Rs. 25,531 crore, up from Rs. 21,121 crore in FY24. The profit after tax for FY25 stood at Rs. 912 crore, up from Rs. 750 crore in the previous year.
The company’s disbursements saw a solid 16% growth, reaching Rs. 8,192 crore, reflecting the increasing demand for low-income housing finance. The gross non-performing asset (GNPA) ratio also showed improvement, dropping to 1.05% from 1.08% a year ago. Aadhar Housing Finance’s net worth surged by 43% to Rs. 6,372 crore, including Rs. 1,000 crore from the IPO’s primary infusion.
Aadhar’s growth has been significant, expanding its operations across 21 states and 545 districts, now serving over 299,000 customers. The company has also made its mark in the Northeast with the opening of its first branch in Guwahati, a move aimed at catering to underserved communities. In Kolkata, the growing demand for affordable housing has bolstered Aadhar’s strategy, with increasing investments in low-income housing driving customer interest. The region’s economic expansion and housing needs make it an essential part of the company’s broader growth plans.