Aadhar Housing Finance Ltd has posted robust financial results for the quarter and half-year ended September 30, 2025, reflecting steady growth in its affordable housing finance portfolio. The company reported a 21% year-on-year (YoY) growth in Assets Under Management (AUM), reaching ₹27,554 crore, while Profit After Tax (PAT) rose 18% YoY to ₹504 crore in H1 FY26 from ₹428 crore in H1 FY25. In the July–September quarter, Aadhar Housing Finance recorded a PAT of ₹266 crore, up 17% YoY. Its total income climbed 18% to ₹899 crore in Q2FY26, while net worth stood at ₹6,894 crore, bolstered by IPO proceeds of ₹1,000 crore. The company maintained a Gross NPA of 1.42% and a Net NPA of 1.0%, with return on assets (ROA) at 4.2%.
Commenting on the performance, Managing Director and CEO Rishi Anand said, “Our strong first-half results reflect consistent demand in the affordable housing segment. The recent GST rationalisation under the ‘GST 2.0’ framework and government initiatives such as PMAY-Urban 2.0 are expected to further boost growth.”
In Kolkata, housing finance demand in the city’s suburban and semi-urban belts has seen steady expansion, driven by affordable housing schemes and increasing borrower confidence. Aadhar Housing Finance’s outreach in West Bengal continues to strengthen as more low-income families access home loans through its extensive branch network.