Aadhar Housing Finance Ltd. reported a strong start to FY26, with its Assets Under Management (AUM) rising 22% year-on-year to ₹26,524 crore in Q1. Profit after tax (PAT) grew 19% to ₹237 crore, while disbursements surged 32% to ₹1,979 crore, reflecting robust demand in the affordable housing segment. The company’s net worth reached ₹6,616 crore, boosted by ₹1,000 crore raised via IPO. The gross NPA rose slightly to 1.34% from 1.31% last year, while Return on Assets stood at 4.0%.
Managing Director & CEO Rishi Anand attributed the performance to “sustained demand in the affordable housing segment” and highlighted the company’s expansion into Assam with a new branch in Guwahati. He also noted a CARE ratings upgrade to AA+ for long-term facilities and NCDs, indicating financial stability.
In Kolkata, Aadhar Housing Finance continues to see healthy traction from low-income families in the city’s suburbs and semi-urban belts. The recent RBI repo rate cut to 5.5% has further boosted affordability, and the upcoming festive season is expected to spur more demand in Eastern India’s affordable housing space. Founded in 2010, Aadhar operates across 591 branches in 22 states, serving over 3.06 lakh customers.