Aadhar Housing Finance Ltd on Friday reported strong unaudited financial results for the quarter and nine months ended December 31, 2025, posting over 20 per cent year-on-year growth in both assets under management (AUM) and profit after tax (PAT), underscoring sustained momentum in the low-income housing finance segment. The company’s AUM rose 20 per cent year-on-year to ₹28,790 crore as of December 31, 2025, from ₹23,976 crore a year earlier. Disbursements during the nine-month period increased 15 per cent to ₹6,469 crore. PAT for 9M FY26 grew 20 per cent to ₹797 crore, while Q3 FY26 PAT rose 23 per cent to ₹294 crore. Net worth stood at ₹7,185 crore, up 18 per cent year-on-year, with gross NPA marginally higher at 1.38 per cent.
Commenting on the performance, Rishi Anand, MD & CEO, said the company’s “Urban and Emerging” branch model and expanding footprint of over 621 branches continue to drive growth. He also highlighted support from PMAY 2.0, under which over 10,000 customers have already received the first tranche of interest subsidy.
In Kolkata, affordable housing demand remains resilient, particularly among first-time buyers in the EWS and LIG segments. Industry participants note that improved subsidy access under PMAY 2.0 and relatively stable construction costs are supporting steady loan disbursements in the Kolkata and adjoining eastern markets, aligning with Aadhar Housing Finance’s broader growth trajectory.